建商體質不全遭淘汰 建案法拍增1.85倍
2018/5/6
<p class="MsoNormal"><a name="OLE_LINK1"></a><span style="font-family: 微軟正黑體, sans-serif;">蘋果日報【詹宜軒】</span></p>
<p class="MsoNormal" style="line-height: 23pt; margin-top: 9pt; text-align: justify;"><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">連續</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">3</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">年以上的景氣循環，使部分體質不全的建商遭到淘汰，該現象更可從法拍數字中獲得應證。根據統計數字，今年至</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">5</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">月底止，共計有</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">179</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">件法拍標的，其債務人為建設公司，總金額超過</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">39</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">億元，量體較去年同期成長</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">1.85</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">倍。</span></p>
<p class="MsoNormal" style="line-height: 23pt; margin-top: 9pt; text-align: justify;"><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">今年</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">1~5</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">月底，全台以建設公司為債務人的法拍標的，共計</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">179</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">件，相較去年同期的</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">151</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">件，成長</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">18.54%</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">，今年一拍法拍總底價為</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">39.32</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">億元，相較去年同期成長</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">1.85</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">倍。寬頻房訊表示，由於自債務人財務發生困難，物件再遭查封、法拍，發酵期約有半年，因此法拍數字多反應半年前市況，顯見歷經</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">3~4</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">年的房市盤整，不少體質不夠健全的小型建商，因此淘汰。</span></p>
<p class="MsoNormal" style="line-height: 23pt; margin-top: 9pt; text-align: justify;"><strong><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif; color: #002060;">竹北豪宅一拍</span></strong><strong><span style="font-size: 13pt; font-family: Arial, sans-serif; color: #002060;" lang="EN-US">11</span></strong><strong><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif; color: #002060;">億</span></strong></p>
<p class="MsoNormal" style="line-height: 23pt; margin-top: 9pt; text-align: justify;"><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">進一步歸納出近</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">2</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">年法拍量體最大的建商，以今年來看，豐富建設光是遭法拍的竹北豪宅案「富豪至尊」</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">1</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">案，一拍金額即超過</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">11</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">億元，為財務漏洞最大咖，另外，新北市永捷開發，尚在興建中的「永捷京都」，一次</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">31</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">戶被法拍，日前二拍底價約</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">5.19</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">億元，但以流標收場。信義區「信義</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">101</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">」的投資興建方榮鼎建設，也因財務問題，面臨建案一次</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">17</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">戶遭法拍的噩運，本月</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">24</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">日將進行二拍。</span></p>
<p class="MsoNormal" style="line-height: 23pt; margin-top: 9pt; text-align: justify;"><strong><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif; color: #002060;">總銷金額遠低負債</span></strong></p>
<p class="MsoNormal" style="line-height: 23pt; margin-top: 9pt; text-align: justify;"><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">寬頻房訊指出，去年遭法拍的前</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">3</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">大咖建商，以土地為主，如法拍金額量體最大的和旺建設旗下民權西路都更案，單一個案量體即達</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">21</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">億餘元，其他則有鴻頡建設、基興建設的土地、喜凱亞度假村等。</span></p>
<p class="MsoNormal" style="line-height: 23pt; margin-top: 9pt; text-align: justify;"><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">104</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">法拍屋總經理籃茂山表示，「今年法拍量體的前</span><span style="font-size: 13pt; font-family: Arial, sans-serif;" lang="EN-US">3</span><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">大咖，包括豐富建設、榮鼎建設，不動產都已經信託給銀行，皆是因為積欠銀行借貸款項，遭到強制查封、法拍。且遭法拍建案多屬預售案，推案時期面臨景氣急轉直下，銷售率不佳，總銷金額遠低於負債，也致使建商無力苦撐。」</span></p>
<p class="MsoNormal" style="line-height: 23pt; margin-top: 9pt; text-align: justify;"><span style="font-size: 13pt; font-family: 微軟正黑體, sans-serif;">業者分析，即使自去年下半年以來，房市景氣已緩步回升、交易量逐步回穩，但以去年底各銀行逾放比，有略微提升的狀況來看，預期下半年整批建案遭法拍的現象還會再增加，遭盤整淘汰的建商還會逐步浮上檯面。</span></p>
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