合宜宅大漏洞 法拍破禁轉賣年限
2017/4/4
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">自由時報【徐義平】</span></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">被馬政府宣稱「能讓台灣人住得起台灣」的合宜住宅政策,又爆出大漏洞!市價打七折、被視為「樂透宅」的桃園A7與新北市板橋浮洲兩大合宜住宅,原限制五或十年不得移轉,但近來竟出現法拍屋,且拍定價格都較當初「合宜」售價高出一到三成以上。房產業者研判,原因除房價再便宜、弱勢者還是繳不起房貸外,就是合宜住宅與先前軍宅一樣,都出現投機漏洞,不肖投資客透過法拍程序,讓限制移轉年限提前失效。</span></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><strong><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">拍定價</span></strong><strong><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">比合宜價高</span></strong><strong><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: 'Arial',sans-serif; mso-fareast-font-family: 微軟正黑體; mso-bidi-font-family: 'Times New Roman';" lang="EN-US">10</span></strong><strong><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">~</span></strong><strong><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: 'Arial',sans-serif; mso-fareast-font-family: 微軟正黑體; mso-bidi-font-family: 'Times New Roman';" lang="EN-US">30</span></strong><strong><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">%</span></strong></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">目前合宜住宅遭到法拍至少有三戶,浮洲合宜宅一戶、A7合宜宅兩戶。浮洲合宜宅法拍戶是十六樓戶別,坪數約五十三.四坪(包括一個車位),底價一千三百萬元,不拆車位,每坪法拍底價達廿四.三四萬元,較當初平均售價十九.五萬元高出兩成四;今年一月十六日執行第一拍,後由債權人以底價承接。</span></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">根據法拍筆錄,該法拍屋是空屋,該區停車位因地震時導致樑柱裂痕,正進行結構補強,預計今年五月才能完工;等於是該住戶還沒入住房子就遭法拍。</span></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">A7合宜宅四棟之一的「皇翔歡喜城」也有兩戶落入法拍,分別是十樓之三、十三樓之六兩戶,法拍原因均是清償債務。</span></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">「皇翔歡喜城」十樓之三坪數約四十五.六二坪,一拍法拍底價為七百萬元,每坪底價約十五.三四萬元;十三樓之六約五十五.五坪,一拍法拍底價一二四○萬元,每坪底價約廿二.三四萬元,都較當初售價十五萬元略高或高出一截,這兩戶在一拍時均流標。</span></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><strong><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">法拍後</span></strong><strong><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">隨時可在市場買賣</span></strong></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">十樓之三這戶春節前執行第二次法拍,底價五六○萬元,較一拍時打八折;吸引卅五封標單搶拍,最終拍定價格為七八五萬元,溢價超過四成,平均每坪超過十七萬元,上演「衝破一拍」戲碼。該戶也成為兩大合宜宅第一戶不受到「預告登記」五年不得移轉年限限制的合宜宅。</span></p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">而十三樓之六執行二拍底價為九九二萬元,較一拍時打八折;後以得標價一○八一.七萬元、換算每坪約十九.五萬元、溢價九%拍定,較當初合宜價每坪十五萬元高出三成以上。</span> </p>
<p class="MsoNormal" style="margin-bottom: 9.0pt; mso-para-margin-bottom: .5gd; text-align: justify; text-justify: inter-ideograph; line-height: 23.0pt; mso-line-height-rule: exactly;"><span style="font-size: 13.0pt; mso-bidi-font-size: 12.0pt; font-family: '微軟正黑體',sans-serif; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial;">房產業者指出,合宜住宅與過去國宅、軍宅等,都同樣有一個大漏洞,就是透過法拍程序後,不管是五年或十年不得移轉的年限就自動失效,拍定人隨時可在市場自由買賣;在房市景氣未見復甦下,未來恐有不少當初借人頭申購的投資客,會有樣學樣,透過法拍程序提前解除移轉年限,出現合宜住宅不合理的轉售潮。</span></p>